Your XRP,
in your pocket.

The self-custody wallet for the XRP Ledger. Swap 125+ assets across 25+ chains — all on-chain, secured by your own keys. No CEX, no middleman.

125+
assets
25+
chains
<20s
cross-chain swaps
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01 — Get started

Your wallet, ready in seconds.

Create a fresh XRPL account or import one from a 12-word phrase or Xaman secret numbers. Keys are generated on-device, locked behind a passcode and biometrics — never shared.

On-device key generation
Passcode & biometric lock
02 — Deposit

Fund from any chain.

Deposit XRP to activate your account, or bring supported assets such as USDC from multiple networks into cross-chain swap routes.

QR and address with destination tag
Access routes across supported chains
03 — Buy

Buy XRP with your card.

Purchase XRP with available payment methods through a regulated third-party provider. Availability, verification and fees depend on the provider and region.

Regional payment options
Quote shown before confirmation
04 — Send

Send to anyone, instantly.

Pay an XRP Ledger address or saved contact in seconds. Scan a QR code or use your address book, with every transaction signed by you.

XRP Ledger settlement in seconds
Scan-to-pay and address book
05 — Swap

Swap XRP for any crypto.

Swap XRP across supported on-chain routes covering more than 125 assets and 25 networks, without handing custody of your wallet keys to a centralized exchange.

125+ assets across 25+ chains
Fast cross-chain settlement

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FAQ

Questions, answered.

Is XRP Mobile really self-custodial?

Yes. Keys are generated on your device and stay there, encrypted behind your passcode and biometrics. We never hold your funds and cannot move, freeze or recover them.

What happens if I lose my phone?

Your 12-word recovery phrase restores the account on another compatible device. Keep it offline: anyone with those words controls your funds.

Which assets and chains are supported?

XRP Mobile supports XRP and cross-chain swap routes for more than 125 assets across over 25 supported blockchain networks.

What do transactions cost?

XRP Ledger payments usually cost a fraction of an XRP. Cross-chain swaps show their route and estimated costs before you confirm.

Do I need an account or KYC?

No email or XRP Mobile account is required to hold, send or swap. A regulated purchase provider may require verification when you buy XRP.

When do I need a destination tag?

Some exchanges use one shared XRP Ledger address and require a destination tag to identify your deposit. Always follow the recipient's instructions.

Self-custody in your pocket.

No email, no sign-up — just your keys and the XRP Ledger. Download XRP Mobile and take control today.